Personal Loan

Personal loan

At St. Michael’s Credit Union you can apply for a personal loan for a variety of reasons –holidays, home improvements, weddings, Christmas etc. You can apply for any amount based on certain lending criteria, such as how much you earn, how much you can afford to pay and over how long a term you want to repay it. Our Personal Loan rate is 10.98% (11.6% APR).

Apply In 3 Easy Steps;

  1. Proof of Income
  2. Proof of Address
  3. Valid Photo I.D

Typical Duration

The duration of a personal loan is typically 1 to 5 years and is linked to the purpose of the loan. For example, smaller loans (e.g. holidays) are usually repaid in 1 year while larger loans (e.g. weddings) are repaid in 3 to 5 years. If you have any questions about a loan please ask a member of staff and they will be happy to help!

Loan Calculator

Terms & Conditions Apply

* All figures given on this web site are for your general information only, and give a rough guide to loan repayments. Any statements on this web site do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

Types of loans available:
Amount you'd like to borrow (€)
Repayment term:
For how long (years):
Each repayment will be:
Your total repayment will be:
The total interest will be:

Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at St.Michael's Credit Union. It does not constitute a loan offer. This document is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing and does not constitute an offer of finance or repayments.


Loan Enquiry Form

If you wish to enquire about a loan with St.Michael's Credit Union, please fill in and submit the form below and a member of staff will be in touch

Your Name (required):

Your Email (required):

Loan Amount:


Are you a Member of St.Michael's Credit Union?: