It's that time of year again when all the Christmas decorations go up and the preparations begin. Wrap up Christmas this year with St. Michael's Credit Union! In 2017 we have approved 97% of loan applications. So, whatever Christmas expense you are looking to cover St. Michael's Credit Union can help.
Keep Your Savings
Want to keep your savings untouched through Christmas? We can make that happen with our Secured Loan rate of 5% APR. This means you can borrow up to the total value of your savings allowing you to avail of one of the lowest rates out there. Secured Loans are approved fast by staff.
If you haven't been putting money aside for Christmas we have other options that can wrap it for you. Our Personal Loan rate is 11.6% APR and when compared to credit cards or money lenders is a much better option. Also, a First Time Borrowers rate of 6.2% APR was also introduced to help members meet their needs and build a credit history.
When members borrow from their Credit Union it enables us to provide more services and to also provide support locally. By using St. Michael's Credit Union members help to keep things local and community based.
While we are developing our online services to members, there is still a friendly face you can talk with at the counter if you'd like! Talk to us today about wrapping up your Christmas!